Terms of Service

1. What Fan Fortune is

Fan Fortune is a game about a fictional basketball league. You pick which of two fictional clubs will win a simulated game, watch a short replay and see the result. You play with play coins.

The clubs, players, seasons and games are invented. They are not real sporting events and are not based on real athletes. Fan Fortune is entertainment. It is not gambling and it is not a way to make money: nothing in Fan Fortune can be cashed out, and nothing of monetary value can be won.

2. Eligibility and age

To use Fan Fortune you must:

• be at least 18 years old, or older where your state sets a higher minimum age (each state's minimum age is listed on the Eligible states page);
• be in a state where Fan Fortune is available when you play. States listed as "Not available" are excluded;
• not be on a break or self-exclusion that you have chosen (see section 9).

We may ask you to confirm your age, identity or location, and may restrict access until you do. By using Fan Fortune you confirm that you meet these requirements.

3. Accounts

You can play as a guest. A guest profile is tied to your browser. If you clear your browser data or change device, you may lose access to it and to its coins.

To create an account you give us an email address, a password, your date of birth and the state you live in, and you accept these Terms. Creating an account keeps the coins and history from your guest profile. We send a link to confirm your email address; confirming it lets you reset your password if you forget it.

• One account per person. Do not create or use more than one account, share your account, or use anyone else's. We may close duplicate accounts and remove any coins or bonuses they received.
• Keep your details accurate and your password private. You are responsible for activity on your account.
• If you think someone else has used your account, change your password (which signs out every other device) and tell us at [SUPPORT EMAIL].

4. Play coins

You play Fan Fortune with play coins ("coins"). Coins are a licence to play within the game, nothing more:

• Play coins have no cash value. They cannot be exchanged or redeemed for money, prizes or anything of value, and they cannot be sold, transferred or given to another person or account.
• Coins are not your property and are not a deposit held for you. We may adjust, cap, reset or remove coins, for example to correct an error, to enforce these Terms, or when the game changes. Doing so never changes a recorded game result.
• You get coins free: a starting balance, timed free and daily bonuses, level rewards, Season Pass rewards, invite rewards and partner welcome bonuses. You can also buy coins in packs when the store is open (section 5). Coins from every source are the same and are played the same way.
• Play coins will never be converted into Sweeps Coins or into anything with cash value. If we ever offer a separate promotion with prizes, it will have its own rules and we will ask you to accept new Terms first (section 7).

5. The store and purchases

The store offers coin packs, one-time offers (the welcome offer and the starter pack), a daily deal, the premium pass and the Club Vault for real money. Buying needs an account. Purchases may be unavailable at times, including while our payment provider is being set up.

• What you buy is a limited, personal, non-transferable licence to use those coins, that Vault opening or that premium pass inside AI League. You do not buy anything with cash value.
• All sales are final. Coins, vault openings and the premium pass are delivered immediately and are not refundable, except where the law gives you a right to a refund or where we choose to refund a confirmed error. Buying coins or the premium pass does not improve your chances in any game.
• Time-limited offers and bonus coins. Each offer shows when it ends, and that end is real: once an offer has ended or been used, it does not come back. Bonus coins (on a second or third purchase, or the daily deal) apply to one purchase at a time; when more than one could apply, you get the larger. The coins and price are fixed when you open the checkout, which holds them for a short time shown there.
• The premium pass is a one-time purchase for one of your Season Passes. It never renews and is never charged again. It unlocks premium rewards on that pass, including tiers you have already reached, which you claim in the app; rewards reached and not claimed stay claimable after the pass ends. Its cosmetics have no value and change nothing about rank, divisions or results. For a limited time some players may not be offered the premium pass while we measure it.
• Club Rewards gives points for purchases, as shown in the store, and never for wins or losses. Your lifetime points set a tier that adds bonus coins to packs, and points can be used in a points shop at fixed prices. Points and tiers have no cash value, cannot be transferred, are seen only by you and change nothing about rank, divisions or results. A refunded or disputed purchase takes back its points. You can leave at any time; perks pause during a break or exclusion and once your monthly spending limit is reached. We may change or end the club; we will show changes in the app first.
• Saving a payment method for one-tap purchases is optional. Our payment provider keeps it; you can remove it at any time. For larger amounts in a short time we may ask for your password, and your bank may ask you to confirm a purchase.
• Prices are shown before you confirm, in US dollars, and include any taxes we are required to collect. We may change prices, packs and offers at any time; changes do not affect purchases already made.
• Payments are handled by our payment provider. We never see your full card number. If a payment is refunded, disputed or reversed (a chargeback), we remove the coins it bought (never below zero) and any premium rewards it unlocked, and buying is paused on your account until the matter is resolved.
• Spending limit. Your account has a monthly spending limit that you can lower at any time. Raising or removing it waits 24 hours.
• If Fan Fortune closes, or we remove a feature you bought, unused coins end with it. Where the law requires it we will give notice or a remedy.

6. Bonuses, seasons, levels and invites

• Free coins, daily bonuses, level rewards, the Club Vault, the Season Pass, division seasons, the daily streak, missions, the daily gift, partner welcome bonuses and friend-invite rewards are promotions we run at our discretion. We may change, limit, pause or end any of them at any time. Rewards you have already received stay in your balance.
• Each promotion's conditions are shown in the app, for example how many games a friend must play before an invite reward is paid, or how many invite rewards you can receive in 30 days.
• Seasons, passes, divisions, standings, club form and player awards are part of the fiction. They change nothing about the chances or returns of the games you play.
• Bonus abuse is not allowed: multiple accounts, inviting yourself, automated sign-ups, or any arrangement whose purpose is to collect bonuses rather than play. We may withhold or remove bonuses and close the accounts involved.

7. No sweepstakes, prizes or cash-outs

Fan Fortune has no Sweeps Coins, no prizes and no way to cash out. The Official Sweepstakes Rules on this site are a draft for a possible future stage; they are not in force and nothing can be entered, won or redeemed under them.

If we ever launch a promotion with prizes, it will be offered only in states where our legal advisers confirm it is lawful, under its own published rules, with free entry, and only after you accept new Terms. Nothing you do in Fan Fortune today gives you, reserves or promises anything in such a promotion.

8. How games and results work

• Before you confirm a pick, we show the estimated chance that each club wins and the return for your pick: the total coins you get back if your pick is correct.
• Each game is decided by a published, versioned simulation. Club strength comes from the players taking part. The same simulation version is used to estimate chances and to decide the actual result.
• When you confirm, the game's inputs are fixed and recorded. Your pick, the amount you play, your balance, your purchases, your level and your history never change a result.
• Every game has a receipt with its inputs and result. You can download it and check the result independently.
• Estimated chances come from many simulated games. They are estimates, not promises about any single game.
• Returns are set so that, on average, a pick gives back slightly less than the amount played. Over many games, expect your balance to go down. Playing more, or buying coins, does not change this.
• An accepted game is recorded and settled once. If a game cannot be completed for technical reasons, the coins played are refunded once. We do not replay or change a recorded result.
• Popularity figures, streaks, standings and "upset" labels are information about the fiction or about other players' picks. They are not advice and do not change chances.

9. Responsible play

Play for fun and within limits you are comfortable with. The Account area has these tools:

• daily, weekly and monthly play limits, and a monthly spending limit. Lowering a limit applies immediately; raising or removing one waits 24 hours;
• breaks of 24 hours, 7 days or 30 days;
• self-exclusion for 6 months, 1 year or permanently;
• reminders of how long you have been playing.

Breaks and self-exclusions cannot be shortened once started, and they also block purchases and bonuses. We may contact you, or limit or pause your play, if we see signs that play is causing harm. See Responsible play for details and where to get help, including the National Problem Gambling Helpline at 1-800-GAMBLER.

10. Prohibited conduct

You must not:

• create or use more than one account, or play with someone else's account;
• use bots, scripts or other automated tools to play, create accounts, claim bonuses or collect data from Fan Fortune;
• give false information about your age, identity or location, or hide or fake your location (for example with a VPN or location-spoofing tool);
• sell, buy, trade or give away coins, accounts or bonuses, or offer to;
• choose a display name that is offensive, hateful or sexual, that pretends to be Fan Fortune staff or another person, or that includes contact details or links. Names show to other players on ladders; we may reset a name, and stop you choosing another, at any time;
• commit or attempt fraud of any kind, including payment fraud;
• deliberately exploit a bug or error (please report bugs to [SUPPORT EMAIL]);
• interfere with or overload Fan Fortune, or try to access accounts or systems you are not allowed to access;
• copy, scrape or reuse our artwork, names, players, data or code except as these Terms allow;
• harass or abuse other people, including our staff.

Checking results with the published simulation and your receipts is allowed and encouraged. If we reasonably believe you have broken these rules, we may restrict, suspend or close your account and remove coins or bonuses.

11. Our content and your licence

Fan Fortune, including its name, logo, clubs, kits, players, artwork, text, simulation and software, belongs to us or our licensors and is protected by copyright, trademark and other laws. Any resemblance of our fictional clubs or players to real teams or people is coincidental.

We give you a personal, non-exclusive, non-transferable, revocable licence to use Fan Fortune for your own entertainment under these Terms. You may share screenshots and receipts of your games. You may not use our content commercially, remove notices, or create products based on it without our written permission.

If you send us ideas or feedback, we may use them without obligation to you.

12. Suspension and closure

You may stop using Fan Fortune at any time. To close your account, contact [SUPPORT EMAIL]. Closing an account does not end a self-exclusion, and unused coins and passes are lost when an account closes.

We may suspend or close an account, or refuse access, if:

• you break these Terms;
• the law requires it;
• we reasonably suspect fraud, chargebacks, multiple accounts, bonus abuse or false information; or
• you play from a state where Fan Fortune is not available.

Where the law allows, we will tell you why. We may also change, pause or end Fan Fortune or any part of it. Coins have no value, so nothing is paid when an account closes or the game ends, except any refund the law requires for a recent purchase.

13. Disclaimer and limitation of liability

Fan Fortune is provided "as is" and "as available". To the fullest extent the law allows, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose and non-infringement. We do not promise that AI League will be uninterrupted, error-free or secure, or that any estimate, chance, return, standing or figure shown is accurate.

To the fullest extent the law allows, we and our officers, employees, partners and suppliers are not liable for any indirect, incidental, special, consequential or punitive damages, or for lost data, lost coins, lost bonuses or lost enjoyment, arising from Fan Fortune or these Terms. Our total liability to you for any claim is limited to the greater of US$50 and the amount you paid us in the 12 months before the claim.

Some states do not allow some of these exclusions or limits. Where that is the case, they apply only as far as the law permits, and you may have other rights that these Terms do not take away.

You agree to indemnify us against claims, losses and costs (including reasonable legal fees) caused by your breach of these Terms or your misuse of Fan Fortune.

14. Questions and disputes

• Contact us first at [SUPPORT EMAIL]. Include your account email and, for a question about a game, its receipt. We aim to reply within 5 business days.
• For any game, the recorded receipt is the reference. A recorded result is never changed; a confirmed technical failure is handled as described in section 8.
• These Terms are governed by the laws of [GOVERNING LAW STATE] and applicable US federal law, subject to any consumer protections that apply where you live.
• Disputes that cannot be resolved informally will be brought in the state or federal courts located in [GOVERNING LAW STATE], and you and we each consent to those courts, except that either of us may bring an eligible claim in small-claims court. Each of us agrees to bring claims only individually, and not as part of a class or representative action, where the law allows that agreement.

15. Changes to these Terms

We may update these Terms. Each version has a version number and an effective date, and we record which version you accepted. Before a material change takes effect, we will tell you by email or by a notice in the app and ask you to accept the new version before you continue playing. Continuing to play after the effective date of a non-material change means you accept it.

16. General

• These Terms, the Privacy Policy and the rules shown in the app are the whole agreement between you and us about Fan Fortune.
• If part of these Terms cannot be enforced, the rest still applies.
• If we do not enforce a term straight away, we can still enforce it later.
• You may not transfer your account or these Terms to anyone else. We may transfer them to a successor of our business, which will be bound by them.
• We are not responsible for delays or failures caused by events outside our reasonable control.

17. Contact